Credit score inventory rises 2.2% in September in comparison with August, to R$ 5.176 trillion, says Central Financial institution

The BC also informed that the total of credit operations in relation to the Gross Domestic Product (GDP) went from 54.3% to 55.0%

The total stock of credit operations in the financial system srose 2.2% in September compared to Augustfor BRL 5.176 trillioninformed this Thursday, 27, the central bank. In 12 months, there was an increase of 16.8%.

In September compared to August, there was an increase of 1.9% in the stock for individuals and an increase of 2.6% in the stock for companies.

According to the BC, the stock of free credit increased 1.8% in September, while earmarked credit increased by 28%.

In free credit, there was an increase of 1.3% in the balance for individuals in the ninth month of this year. For companies, the stock also advanced 2.4% in the period.

The BC also informed that the total of credit operations in relation to the Gross Domestic Product (GDP) went from 54.3% to 55.0% from August to September.

housing and vehicles

The stock of credit operations directed to housing in the individual segment grew 1.9% in September compared to August, totaling R$ 905.121 billion, informed the Central Bank. In the 12 months through September, housing credit in the individual segment rose 14.7%.

The stock of free credit operations for the purchase of vehicles by individuals rose 0.7% in September compared to August, to R$ 252.759 billion. In 12 months, there was an increase of 7.4%.

sectors

The credit balance for companies in the agricultural sector rose 2.3% in September, to R$ 44.668 billion, according to the Central Bank.

The balance for the industry advanced 1.3%, to R$ 815.340 billion. The amount for the services sector increased by 2.4%, to R$ 1.224 trillion.

In the case of credit for companies headquartered abroad and unclassified credits (others), the balance remained stable, at R$ 6.195 billion.

BNDES

The balance of financing from the National Bank for Economic and Social Development (BNDES) for companies increased by 0.5% in September compared to August, totaling R$ 384.219 billion, informed the Central Bank. In 12 months through September, the accumulated increase is 1.6%.

In the ninth month, there was a 2.8% increase in BNDES agro-industrial financing lines, a 0.3% increase in investment financing and a 9.0% increase in the balance of working capital.

non-financial sector

The balance of extended credit to the non-financial sector rose 1.5% in September compared to August, to R$ 14.479 trillion. The amount is equivalent to 153.6% of Brazil’s Gross Domestic Product (GDP), according to data released by the Central Bank.

Expanded credit includes, among others, loan operations carried out within the scope of the National Financial System (SFN) and operations with public and private securities. The measure allows a broader view of how companies, families and the general government are financing themselves, covering not only bank loans.

In the specific case of companies, the balance of extended credit grew 3.6% in September compared to August, to R$ 5.110 trillion. The amount is equivalent to 54.1% of GDP.

concessions

Bank concessions in free credit fell 0.3% in September compared to August, to R$ 454.9 billion, informed the Central Bank. In the last 12 months until September, the increase was 25.2%. These data do not take into account seasonal adjustments.

In credit to individuals, concessions fell 3.2% in September, to R$ 235.6 billion. In 12 months through September, there is a high of 23.3%.

In the case of legal entities, concessions rose 2.9% in September compared to August, to R$ 219.3 billion. In 12 months, the advance is 27.3%.

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