Caixa proclaims credit score with particular circumstances for micro and small firms

Pronampe and Special Credit Company are the lines offered during the month of October

THE Cashier will be available during the month of October special credit conditions for micro and small enterprises (MSEs).

O pronampe it’s the Special Credit Company are the lines that will be offered for contracting during the action of the Day of Micro and Small Companies, celebrated on October 5th.

pronampe

Pronampe will have an interest rate of Selic + 6% pa and a total term of 48 months, with 11 of grace period and 37 of amortization installments.

Who can hire Pronampe?

Pronampe can be hired by:

• individual micro-entrepreneurs with revenue equal to or less than BRL 81,000
• micro-enterprises that have gross revenue equal to or less than R$360,000
• small companies with revenues from R$ 360 thousand to R$ 4.8 million.

Through the credit line, up to September, R$ 8 billion for 85 thousand companies.

Usefulness of Pronampe

The resources can be used for investments and working capital alone or associated with the investment.

Special Credit Company

Available from 1.24% am, the line has no specific destination, the funds are credited directly to the company’s account and can be used, for example, to:

• balance cash flow
• replenish stocks
• pay salaries and 13th salary

Who can hire the Special Corporate Credit?

The contracting conditions are for companies with annual revenues of R$ 4.8 million to R$ 30 million.

Special conditions on banking services

The bank reduced the minimum monthly billing amount required for companies interested in contracting the Azulzinha card machine to R$10,000. In addition, Caixa facilitates the receipt of sales in the Flex modality, in up to two days, or automatic anticipation, in up to one day.

Corporate customers can also take advantage of the Caixa Comida and Caixa Mefeição cards. Upon contracting at least 10 cards for their employees, the customer receives points in the CAIXA Pre-Paid Loyalty Program for use in the marketplace.

Source: Exam